If you live in the Mission District there is a good chance you are renting. Our district has the highest concentration of renters in the city– 82 percent according the Mission Economic Development Agency. But local reporter Andrew Lam of New America Media gives us hope that we may not have to write rent checks to a crabby landlord forever.

In his latest article he explains that now is the best time to consider buying a home or condo in the city and says many San Francisco Bay Area homes are being sold 30 to 40 percent below the listed prices from two years ago. This combined with low interests rates and tax credits from the stimulus package means you could be saying Mi Casa es su Casa in no time.

And while some may be considering the purchase of a new condo, El Tecolote Newspaper reports that Mission District churches have been serving as homeless shelters for those who have been struggling to make rent.

The only thing for sure is that when times are tough Mission District resident are resourceful. A perfect example being our very own Mission District Muffin Man -who we first introduced to you as Murat. When he moved to the Mission District from France and couldn’t find work he decided to start selling mini muffins and tea for a $1! He tells the story in the Chronicle’s City Exposed.

On a last note we would advise you not to walk the streets late at night looking for the Muffin Man or open house signs. In today’s crime story we give you details about the rising incidence of people being forced into cars and robbed while walking alone at night.